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Thread: Hall insurance

  1. #31
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    Quote Originally Posted by IvanOpinion View Post

    Unity's policy seemed riddled with conditions that are unrealistic for a scout group, which is surprising for the in-house insurer. I preferred to go for a policy that is more straightforward, so I could feel sure we are covered.
    I might be wrong but I vaguely recall unity doesn't cover weather damage to equipment if left unattended... so if the wind gets up and destroys tents while the whole troop are offsite for activities at camp, or if you go and set the tents up at the local campsite the night before cub camp, you'd risk issues.

  2. #32
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    Quote Originally Posted by campwarden View Post
    I might be wrong but I vaguely recall unity doesn't cover weather damage to equipment if left unattended... so if the wind gets up and destroys tents while the whole troop are offsite for activities at camp, or if you go and set the tents up at the local campsite the night before cub camp, you'd risk issues.
    Yes, that was one of the conditions that put me off. None of the wording in the policy bore any signs of having been negotiated with the insurer by anyone who had an understanding of scout groups' needs.

  3. #33
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    Quote Originally Posted by IvanOpinion View Post
    Yes, that was one of the conditions that put me off. None of the wording in the policy bore any signs of having been negotiated with the insurer by anyone who had an understanding of scout groups' needs.
    Maybe they asked HQ for their opinion of what groups need....

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